Terms and Conditions

This web site is intended to provide general information be it personal or on a particular subject or subjects. It is not an exhaustive treatment of such subject(s), nor does it create a business or professional services relationship. The information contained herein is not intended to constitute accounting, tax, investment, legal or other professional advice or services. The material discussed/uploaded is meant to provide general information and should not be acted on without obtaining other’s professional advice appropriately tailored to your individual needs. Your use of this site and the information it contains is at your own risk. Before making any decisions or taking any action that might affect you or others in whatsoever manner including your or any other person’s personal business or finances, you or them should consult a qualified professional adviser or other relevant experts.

Views expressed in the website in whatsoever manner including in material uploaded therein or any guidance, advice, management or acts are/will be as per best of my/our knowledge, experience and skill. Opinions/views of others may however differ from the same and therefore, as explicitly mentioned hereinabove, reliance placed by any person on the same and consequential action taken is solely at his/her/its discretion and therefore I/we do not owe any responsibility whatsoever for consequential loss/damage, if any suffered by any person in this respect.

You may download the information for your own personal use or in order to inform others, but you may not reproduce, redistribute, disseminate and transmit any information contained in the web site without my express permission.